Luv 99.5 FM is a broadcast radio station on the Multimedia Group Limited (MGL) network from Kumasi, Ghana, providing News, Talk, Information, Sports, Entertainment and ... See more Music programming. Located in Ghana’s second biggest commercial city, Kumasi is Joy FM with a local flavour. Luv FM carries major news bulletins, the Morning Show and News File from Joy FM. Luv FM format is slighlty skewed to the male listener, consisting of quality news and talk programming with a strong sports input.